Consolidate Credit Card Debt Best Way To Reduce Debts

By Carrie Reeder

There is no quick way to reduce credit card debts. Nonetheless, those who outline a realistic strategy for reducing debts, and stick to this plan, will gradually reduce their credit card balances.

Consumers have several options for paying off credit card debts. However, this does not involve the balance miraculously disappearing. In most cases, consumers simply move the money and pay the debt in other ways. Here are a few tips on ways to consolidate debts and payoff credit card balances.

Refinance Home Mortgage Loan

With low mortgage rates, now is the best time to refinance a high interest rate mortgage. A refinancing affords the perfect opportunity for homeowners to lock in a fixed rate. In addition, homeowners have the option of borrowing from their equity and using the money to payoff consumer debts.

[youtube]http://www.youtube.com/watch?v=ulYh15Uup4s[/youtube]

Cash-out refinancing will increase the total mortgage balance. If borrowing $15,000 from the home’s equity, this amount is wrapped into the new mortgage. Thus, if the old mortgage principle was $130,000, the new mortgage principle will increase to $145,000.

Debt Consolidation Personal Loan

Deb consolidation loans are an effective way to reduce and eliminate debts. Although this strategy simply moves the debt to another lender, debt consolidations have several advantages.

For starters, the interest rate on debt consolidation loans is significantly lower than most credit cards. With a lower rate, consumers have lower monthly payments. Furthermore, a larger percentage of the monthly payment is applied to the principle balance.

Many lending institutions offer debt consolidation loans. In most cases, collateral is required. If your credit rating is very high, a lender may approve an unsecured debt consolidation loan. However, be prepared to pay a higher interest rate.

Secured debt consolidation loans offer the best rates and terms. Different types of secured debt consolidation loans include loans protected by a vehicle title or a home equity loan.

Consolidate Debts with a Balance Transfer

If you have three credit cards with extremely high rates, consider combining all three balances onto one credit card. Many balance transfer credit cards offer zero percent interest for a specific length of time. If you are serious about reducing your debt, apply for a balance transfer and take advantage of the low introductory rate. However, avoid late or skipped payments. These will likely cancel the zero percent interest period, in which the lender may charge a much higher rate.

About the Author: View our recommended

Credit Card Debt Consolidation

companies online. Also, view our recommended sources for a

Low APR Credit Card

.

Source:

isnare.com

Permanent Link:

isnare.com/?aid=44147&ca=Finances

Tennessee Lieutenant Governor suggests that Islam is a ‘cult’

Thursday, July 29, 2010 File:Loya7.jpg

A Tennessee politician has been criticised by Islamic groups and Islamic leaders by suggesting that Islam is a cult and is therefore ineligible for protection under the first amendment of the United States constitution, which guarantees freedom of religion.

Though Tennessee Lieutenant Governor Ron Ramsey, at a campaign stop in Chattanooga earlier in the month, said he’s “all about freedom of religion”, he also said that “[y]ou could even argue whether that being a Muslim is actually a religion, or is it a nationality, way of life, cult or whatever you want to call it”.

Lt. Gov. Ramsey had been asked about a proposed Islamic mosque and community centre that has been slated for construction in the town of Murfreesboro, Tennessee, and also about the “threat that is invading our country from Muslims”.

Ramsey’s comments have been scrutinized by groups all over the country, while Ramsey’s rivals for the lieutenant governor position tried to avoid the controversy.

Ibrahim Hooper, national communications director of the Council on American-Islamic Relations, called Ramsey’s remarks “part of an unfortunate trend in our society” and part of “a disturbing trend in our nation in which it is suggested that American Muslims should have fewer or more restricted constitutional rights than citizens of other faiths.” Hooper also encouraged Ramsey to find people “who can offer him balanced and accurate information about Islam.”

Ramsey’s Republican rivals, U.S. Representative Zach Wamp and Knoxville Mayor Bill Haslam, both tried to avoid the controversy about the cult comments. According to campaign spokesman Sam Edelen, Wamp declined to comment as he was “busy with voting”. Meanwhile Bill Haslam’s campaign spokesman Dave Smith stated in an e-mail that “The mayor’s faith is very important to him, and he respects the right of others to practice their faith, so long as they are respectful of the communities in which they live and the laws of the land.”

Later, Ramsey clarified his position by stating that he has “no problem — and I don’t think anyone in this country has a problem — with peace-loving, freedom-loving Muslims that move to this country and assimilate into our society.” However, Ramsey said he’s concerned that “far too much of Islam has come to resemble a violent political philosophy more than peace-loving religion. It’s time for American Muslims who love this country to publicly renounce violent jihadism and to drum those who seek to do America harm out of their faith community.”

According to the Council on American-Islamic Relations, there are 1.2 billion Muslims in the world and 7 million in the United States. The U.S. Religious Landscape Survey by the Pew Forum on Religion & Public Life has stated that there are 63,000 Muslims in Tennessee, or 1% of that state’s population.

MetLife to acquire Travelers Life and Annuity from Citigroup

Monday, January 31, 2005

Metlife announced on 01/31/05 that they were going to acquire Travelers Life and Annuity from Citigroup. Travelers Life and Annuity is an insurance underwriter. MetLife is a large life insurance and annuities underwriter. MetLife will have to borrow a lot of money to pay for the company, so rating agencies like S&P warn that the AA credit rating of MetLife might be lowered. This would cause the interest rates at which all of MetLife’s debt must be repaid to increase.

Citigroup committed to continue distributing Travelers life insurance and annuities through its Smith Barney stock brokers, Primerica agents, and Citibank branches.

Citigroup was previously known as Travelers Insurance before it bought Citicorp. First the Property and Casualty business of Travelers was spun off, and now the life insurance division has been sold off. This is primarily because insurance underwriters get a lower price to earnings multiple from the stock market because of the cycles and uncertainty associated with the insurance business. Also, having an insurance underwriter and a bank together does not usually create “cross-sell” opportunities, because consumers and businesses almost always buy life insurance and annuities through brokers who have a duty to give them other options. Citigroup will continue to sell insurance through its brokers as before.


The Process Of Choosing A College: Some Factors To Consider}

The Process of Choosing a College: Some Factors to Consider

by

Ket L

Choosing a college is an important step in ones first stage of career planning. The relation between the attended college and the success in career is not as important as the relation between the knowledge acquired and career success. Nevertheless, the selection of college might influence other variable, which in turn might be directly or indirectly influence students work future. In that regard, this article will try to provide a brief overview of the aspect that might be influenced by the students college selection.

Prestige vs. Costs

The college that the student will select will determine the amount of money spent on education. If the student has a scholarship or the money is not an issue, such aspect might not be relevant. However, if the latter is not applicable, such college factors can determine the way the students will spend the next few years after graduation, in financial terms. Thus, such balance as prestige and costs should be carefully approached.

Large vs. Small

The size of the university is an important factor, which might be overlooked. On the one hand, large colleges might provide more courses to choose from, which might not be important if the student has already determined the major. On the other hand, students might get lost in larger universities. It is difficult for students to be recognized and distinguished in large universities, combined with additional difficulties in getting a scholarship. Thus, the size of the university is an important aspect as well.

Location and Campus

In terms of location, it can be pretty obvious that such factor might influence career more than one can assume. The location of the college might determine the availability of organizations that might provide opportunities to raise students skills and experiences. The relation between studied materials and practice can be largely linked to where students can gain experience by making use of their skills. The latter might be also related to the major of choice, where such fields as law, media, community service, and business are largely related to the location of college form the nearest metropolitan area as well as the size of such area.

Ket Ledford is a professional writer and researcher who provides

custom writing assignment

worldwide. Learn professional tips and tricks on how to write

research report

or order

primary school report writing

Article Source:

The Process of Choosing a College: Some Factors to Consider }

Author Amy Scobee recounts abuse as Scientology executive

Monday, October 11, 2010

Wikinews interviewed author Amy Scobee about her book Scientology – Abuse at the Top, and asked her about her experiences working as an executive within the organization. Scobee joined the organization at age 14, and worked at Scientology’s international management headquarters for several years before leaving in 2005. She served as a Scientology executive in multiple high-ranking positions, working out of the international headquarters of Scientology known as “Gold Base”, located in Gilman Hot Springs near Hemet, California.

Setting Up A Square Foot Gardening Layout

By Hank Gordon

In a lot of countries a day-to-day worry of many people is how they can provide for their own families. The high price of standard fruit and vegetables usually makes doing so an actual challenge. Having said that, several have determined a relatively basic solution, planting some of their own food! Chances are you’ll very well choose to try out beginning a small garden your self. True, there may not be a lot land close to your own house, but probably there is some terrain close by that you can arrange to develop. Think of all the bucks you are able to spend less by producing great tasting and healthy food! Growing plants could even be the best way for you to obtain some necessary exercising. A patio or garden may also be a family project that your children will love. Indeed, cultivating a vegetable garden is certainly useful.

Why pay your resources on stuff that you can grow your self? Depending on the garden soil as well as the local climate, it might be plausible to plant items like okra, peppers, spinach, parsley, lemongrass, green onions, cassava, pumpkins, sweet potatoes, sugarcane, tomatoes, cucumbers, and corn right next to your house. At the very minimum, these types of a vegetable garden can complement your family’s diet, and you may even have certain extra goods that you can sell. In the event you do not have the desired area of soil necessary for that garden, it would help to make a square foot gardening design.

The Rewards of a Square Foot Gardening Design

[youtube]http://www.youtube.com/watch?v=TqXONFHcK4E[/youtube]

With the use of several bits of wood made as vegetable garden beds, a square foot gardening layout could already be cultivated inside of a small spot inside your backyard. This kind of square foot gardening layout allow for a number of levels of garden containers placed in on top of the other permitting for that empty space in a yard be applied for the best. Through smartly setting the mentioned plant boxes, a square foot gardening plan shall definitely make a fantastic beneficial matter for your entire family who has a tendency to the mentioned vegetable garden. It’s indisputably true that the explained sort of garden layout best matches the need of those living in locations with smaller free lots which could host significant vegetable back garden cultivation.

This particular square foot gardening design may be used both on indoor or even in vegetable garden designs. With the successful selection of soil and vegetables to grow, this kind of square foot gardening plan would certainly yield the best fruits of labor that had been produced by the cultivators of the vegetable garden.

If you are aiming to make a vegetable garden that will best meet your needs plus your family’s wellbeing demands as well, it will be best to take square foot gardening layout into account, especially if you are coping with small area locations for that mentioned garden.

Yes, absolutely, the size of the square foot gardening may possibly not matter so much, but the most important to take into account is that of the soil, the location as well as the type of planting that will be embedded within the garden. Any square foot gardening design, no matter how small the design will surely give you the best advantages that you simply will need.

About the Author: The author of this article, Hank Gordon, writes at his website Gardeners Info Point. com about

raised vegetable garden beds

and a composting system like a

rotating compost bin

.

Source:

isnare.com

Permanent Link:

isnare.com/?aid=560869&ca=Gardening

Searching for asteroids, extraterrestrial life a little more rocky: Budget cuts threaten to close Arecibo, world’s largest radio telescope

Friday, July 18, 2008

For nearly half a century the world’s largest telescope, the Arecibo Observatory in Arecibo, Puerto Rico, has been observing our solar system and the universe around it. Completed by Cornell University along with the National Science Foundation (NSF) in 1963, Arecibo’s enormous size gives it the ability to collect more light than any other telescope, allowing it to observe objects that are too faint for other radio telescopes to see. Its main purposes are radio astronomy, aeronomy and radar astronomy, but is probably most famous for its continuing use to search for and attempt to communicate with extraterrestrial life outside our solar system and beyond.

Now Arecibo is facing severe budget cuts which could ultimately close the facility. In an in depth exclusive report, Wikinews examined how much of the observatory’s budget was at risk, and what the possible outcomes could be for the programs currently relying on Arecibo as their main research tool. Wikinews spoke to several individuals closely affiliated with projects and facilities who use significant time at the observatory.

Currently, the NSF funds the operations of Arecibo with just over US$10 million every year. By 2011 they plan to drastically cut that funding to only $4 million a year, nearly 65% less than the current budget. To counter that loss, the United States House of Representatives passed a bill that would authorize NASA to spend at least 2 million dollars of their nearly $21 billion budget to fund portions of Arecibo until 2009. But that still leaves more than half of the loss to be recovered, and if something isn’t done soon the facility will be closed by 2011 — or sooner if additional cuts are made.

Arecibo is 305 meters in diameter and 300 meters tall at its highest point. It also has an on-site remote sensing LIDAR (Light Detection and Ranging) system to detect light and range of a given object in space. Construction began in 1960 and the observatory officially opened on November 1, 1963. Since then, several projects, programs and discoveries were made possible because of the telescope. Its platform also received a fresh coat of paint in late 2007, the first since it was built.

In 1989, the first images of an asteroid named 4769 Castalia were captured using Arecibo. In 1992 Aleksander Wolszczan, an astronomer from Poland used Arecibo to discover pulsar PSR B1257+12 which then led him to discover the first three extrasolar planets in history, and possibly a comet. Scientists with the Near Earth Object Program also use the observatory to track possible meteors and asteroids that have the potential to strike the Earth. Arecibo is also part of the Express Production Real-time e-VLBI Service (EXPReS) project which is aimed at connecting telescopes from Africa, Europe and North and South America to create a 6,000 mile wide telescope. This allows all connected telescopes to observe the exact same spot in the sky giving scientists images 100 times better than any single telescope on Earth. A successful test of this system was completed on May 22. The observatory was also featured in the movie Contact starring Jodie Foster and several James Bond films.

Perhaps the most well known use of Arecibo is its ongoing attempt to find and or communicate with extraterrestrial life. The popular distributed computing SETI@home project launched in 1999 (started by scientists at the University of California, Berkeley), uses Arecibo on a daily basis to record radio data. SETI@home users from around the world can then donate computer time to analyze the data for potential artificial signals, and maybe some day find a message from another intelligent civilization.

“If this occurs [budget cuts], all projects using Arecibo would stop, including uncompleted surveys looking for pulsars, mapping Galactic hydrogen and of course our SETI surveys (SETI@home and SERENDIP V),” stated Eric Korpela, the project scientist for SETI@home, to Wikinews. This would also include the NEO Program. Currently the NEO is mandated by Congress to keep a record of all near-Earth objects that are more than 1 kilometer in diameter.

According to Korpela, the cuts began several years ago when United States senators earmarked funds for other observatories located in West Virginia and New Mexico. He says that those actions “diverted money away from the rest of astronomy” causing the NSF to take the shortfall from the Arecibo budget.

“About two years ago, NSF decided that because of additional funding problems Arecibo would have to close in 2011 with substantial budget cuts before then,” added Korpela who also said the he is sure that SETI@home and SERNDIP V could find an alternative science source, but nothing as powerful and as sensitive as Arecibo. Korpela also adds that there is not yet any planned move of SETI@home, and no agreements between them and other observatories.

“I’m certain the both SETI@home and SERENDIP V would find another telescope to use. But no other telescope comes close to the sensitivity of Arecibo, with the next largest telescopes having a factor of 10 less collecting area and therefore a factor of 10 less sensitivity. The same is true for the pulsar searches. For the hydrogen mapping Arecibo has 3 times the angular resolution of the nearest competitors,” added Korpela but also stated that “there currently aren’t any plans” to move SETI@home and that they don’t “have any agreements from any of the telescopes” to host SETI@home; there are several possible telescopes SETI@home could use adds Korpela.

“Of course we’d like the largest telescopes available if we could get them. Parkes (a 64m telescope in Australia) would be a good candidate. Effelsberg (a 100m dish in Germany) or the 100m Green Bank Telescope in the U.S. would also be good candidates, but as I said much discussion would need to take place before a change could happen,” said Korpela.

In June, former U.S. President Bill Clinton and his daughter Chelsea visited the observatory in an effort to bring awareness to the importance of Arecibo; he called the funding for the facility “gravely inadequate.” He also stated that his wife, and former 2008 U.S. presidential candidate Hillary Clinton, supports the need for “basic science”, and notes Hillary’s continued support for a defeated congressional bill that would have given Arecibo the funding it needed.

The bill, named H.R. 2862 ‘Departments of Commerce and Justice, Science, and Related Agencies Appropriations Bill’, was rejected by the House of Representatives because “it exceed[ed] the President’s request by $1.4 billion.” The House stated that the need for more funding for the aftermath of Hurricane Katrina was more important.

“The Administration shares the priority the Senate Committee affords basic research and fundamental science and education at NSF, but is concerned that the bill does not fully support the President’s request,” stated the bill which also added that “the Committee has identified areas, such as facilities oversight, that need increased investment to maintain NSF’s efficient operations” and that the NSF didn’t “provide [a] full request for salaries and expenses that would allow NSF to continue to perform to high standards.”

A new bill was then resubmitted and reintroduced as H.R. 3737 on October 3, 2007. It is specifically aimed at providing the “National Science Foundation and National Aeronautics and Space Administration (NASA) utilization of the Arecibo Observatory.”

“[This bill will] ensure that the Arecibo Observatory is fully funded to continue its research on Earth’s ionosphere, continue its research in radio astronomy, and continue research on the solar system; and coordinate with the Administrator of the National Aeronautics and Space Administration to ensure that the capabilities of the Arecibo Observatory continue to be available for National Aeronautics and Space Administration research in characterizing and mitigating Near Earth Objects, and other research as needed,” states the Bill.

If Arecibo were to close, Korpela states that it would take only a short time for SETI@home to move its project elsewhere, but that any agreements made with other observatories will take a much longer time to work out. “Setting up the equipment at a new telescope would be a matter of days, arranging an agreement to do so would take much longer. If we can’t find an alternative telescope after an Arecibo shutdown, the project would end once the existing data was analyzed. We’re still hoping that Arecibo will be spared,” added Korpela. He calls for more support of bill H.R. 3737 to continue Arecibo’s science, and SETI@home urges individuals to write to Congress to show support for the bill.

As for the NEO Program, packing up and moving to another location is not possible. There are no other observatories sensitive or large enough to perform the task of tracking near-Earth objects, especially ones at great distances. If Arecibo were to close, the NEO Program, despite a U.S. Congressional mandate and recognition from the Astronomical Science Senior Review Committee, would come to a screeching halt. Wikinews contacted the NSF for a statement, but a Dan MacMillan directed us to the Committee’s report.

“The SR endorses its future discovery potential and archival value. The SR recognizes the significant and unique scientific contributions that the Arecibo Observatory has made to astronomy and astrophysics and it congratulates NAIC and Cornell on operating the facility so effectively,” said the Committee in a 94 page report on the NSF’s budget.

“However, the committee was not persuaded of the primacy of the science program beyond the end of the decade and found that the case for long term support at the present level was not as strong as that for other facilities. The SR recommends that NAIC plan either to close Arecibo or to operate it with a much smaller AST budget. The SR recommends closure after 2011 if the necessary support is not forthcoming. It recommends that operation of the Angel Ramos Visitor Center continue,” added the Committee which also said that “that there were no reliable de-commissioning estimates and recommends that AST engage an independent study to advise on the viability and cost of decommissioning the telescope.”

In an attempt to cover the budget shortfall Arecibo faces, Don Campbell, Professor of Astronomy at Cornell’s Department of Astronomy, who specializes in radio and radar astronomy, tells Wikinews that the university is looking at all possible sources of funding to keep Arecibo open.

“Cornell/NAIC is looking at all possibilities for raising the funds needed to keep the Observatory operating as a forefront institution for research in astronomy and atmospheric sciences. This includes funding from federal agencies, from within Puerto Rico, via international agreements and from private sources,” said Campbell who added that “the NSF’s Division of the Senior Review (SR) panel recommended that NAIC’s budget – NAIC is head quartered at Cornell University and manages the Arecibo – from NSF/AST be reduced from about $10.5M to $8M in FY 2010. It also recommended that there be a further 50% reduction in FY 2011 and that Cornell must find the additional funds needed to operate Arecibo from other sources.”

Campbell also adds that Arecibo is so unique and sensitive, closing it makes no sense.

“Closing Arecibo would be closing the world’s largest and most sensitive single dish radio telescope. It is 4 to 5 times more sensitive, and has a higher resolving power at the same frequencies, than the next largest single dish radio telescope, the 100 m Robert C. Byrd Green Bank Telescope,” said Campbell.

“Arecibo is also, of course, the source of the data that is processed by all the volunteers working with the SETI@home project. Given its relatively small operating budget, closing Arecibo makes no sense,” added Campbell.

Looted, possibly contaminated body parts transplanted into USA, Canadian patients

Monday, March 20, 2006

Fears of contaminated bone and skin grafts are being felt by unsuspecting patients following the revelation that funeral homes may have been looting corpses.

Janet Evans of Marion Ohio was told by her surgeon, “The bone grafts you got might have been contaminated”. She reacted with shock, “I was flabbergasted because I didn’t even know what he was talking about. I didn’t know I got a bone graft until I got this call. I just thought they put in screws and rods.”

The body of Alistair Cooke, the former host of “Masterpiece Theatre,” was supposedly looted along with more than 1,000 others, according to two law enforcement officials close to the case. The tissue taken was typically skin, bone and tendon, which was then sold for use in procedures such as dental implants and hip replacements. According to authorities, millions of dollars were made by selling the body parts to companies for use in operations done at hospitals and clinics in the United States and Canada.

A New Jersey company, Biomedical Tissue Services, has reportedly been taking body parts from funeral homes across Brooklyn, New York. According to ABC News, they set up rooms like a “surgical suite.” After they took the bones, they replaced them with PVC pipe. This was purportedly done by stealth, without approval of the deceased person or the next of kin. 1,077 bodies were involved, say prosecuters.

Investagators say a former dentist, Michael Mastromarino, is behind the operation. Biomedical was considered one of the “hottest procurement companies in the country,” raking in close to $5 million. Eventually, people became worried: “Can the donors be trusted?” A tissue processing company called LifeCell answered no, and issued a recall on all their tissue.

Cooke’s daughter, Susan Cooke Kittredge, said, “To know his bones were sold was one thing, but to see him standing truncated before me is another entirely.” Now thousands of people around the country are receiving letters warning that they should be tested for infectious diseases like HIV or hepatitis. On February 23, the Brooklyn District Attorney indicted Mastromarino and three others. They are charged with 122 felony counts, including forgery and bodysnatching.

Former Formula 1 designer unveils new electric car

Monday, November 9, 2009

Former Formula One McLaren designer Gordon Murray has unveiled a new all-electric car.

The car model, which is known as the T.27, is due to be developed over the course of the next 16 months with four prototypes. The process that will be used during the course of the manufacturing of the vehicle is called iStream. The technology iStream had been invented by Gordon Murray in 1999 and means that all the parts are designed using a computer.

The project has approximately received £9,000,000 (US$14,919,000) in investment. The electric car is designed for urban purposes, such as in cities or towns. The weight of the vehicle is just 600 kilograms. It has the ability to travel at speeds of up to 60 miles per hour and can go for a maximum of 100 miles between recharges.

The designer thinks that motorists will some day be travelling in vehicles like this. Murray believes that the new car will be ‘the most efficient electric vehicle on earth’.

Car driven into Glasgow International Airport

Saturday, June 30, 2007

Glasgow International Airport in Renfrewshire, Scotland was evacuated after a green Jeep Cherokee struck the airport’s terminal building and burst into flames at 1511 BST.

An eyewitness told the BBC that “[A] man was on fire.” All flights are grounded, and two men have been arrested and the United Kingdom has raised the national threat level to “critical” which means another terror attack is imminent.

Eyewitnesses described a Jeep speeding toward the building with flames coming out from underneath. They also reported seeing two Asian men in the car, one of whom was on fire.

We saw a green Cherokee drive straight into the front door of the airport but it got jammed. They were obviously trying to get it further inside the airport as the wheels were spinning and smoke was coming from them. One of the men, I think it was the driver, brought out a plastic petrol canister and poured it under the car. He then set light to it.

The BBC quoted an eyewitness as saying that two attempts were made to ram the Jeep through the wall, and that the passenger was holding a lit Molotov Cocktail and made several attempts to throw the bottle.

The Strathclyde Police Chief announced that the event is being linked to the earlier attempted car bombings in London, and as such is being treated as a terrorist investigation.

Eyewitnesses are now saying that one of the two men was pouring bottles of petrol into the car’s interior and onto himself, before running from the car, on fire, into the main terminal building. Witnesses have also reported that gas cylinders were removed by bystanders from the burning vehicle.

According to the BBC, the driver of the vehicle put up a violent struggle before being overpowered by the police and public. One person who tackled him was Stephen Clarkson, a member of the public.

Richard Gray, an eyewitness to the event, stated “There was an Asian guy who was pulled out of the car by two police officers.”

Seven people have been taken to local hospitals with injuries.

Police said that this incident was a deliberate attempt and not a road accident. Officials have also said that the incident is connected to earlier attempted car bombings in London the day before.

Two people have been arrested, one of whom was badly burned. Seven known casualties, including the Asian male have been taken to the Royal Alexandra Hospital, Paisley.

While the suspect was being treated in the hospital, a suspect device was discovered in the hospital, resulting in the partial evacuation of the building while the device was moved to a safe area. This object later turned out to be mundane, although initial reports believed it to be a suicide belt.

The first duty of the Government is the security and safety of all the British people, So it is right to raise the levels of security at airports and in crowded places in the light of the heightened threat. I know that the British people will stand together: united, resolute and strong.

The BBC announced that the Prime Minister is being kept fully informed. He chaired a meeting of Civil Contingencies Committee (COBRA) at 1900 (BST), after which the Home Secretary, Jacqui Smith, announced that the national threat level been elevated from “Severe” to “Critical”, meaning another attack is expected “imminently.”

Officials at Edinburgh Airport have said that all cars are being turned away from the airport, and at Heathrow in London, passengers are being advised not to bring private cars near to the terminal buildings. Some passengers were kept waiting in planes while the area was secured.

The first bomber, who was taken to Govan high security prison, has now been interviewed, though no further statements from Strathclyde police have been forthcoming. The second bomber, who was taken to the Royal Alexandria hospital in Paisley, is listed in critical condition tonight, and is being kept under 24-hour guard.

2,300 passengers who were due to set off from Glasgow Airport today have been driven by coach to a conference centre, where a reception area has been set up for them.

Two people were arrested by The Metropolitan Police Anti-Terrorist Branch on the M6 motorway in Cheshire in connection with the Glasgow International Airport attack and attempted London car bombings.

The Prime Minister Gordon Brown is expected to hold another COBRA meeting with other members of the Cabinet today. This will be the fifth COBRA meeting in 48 hours.

Police Incident Room

The public inquiry number for the Strathclyde Police is: 0800 056 0944
Anti-Terrorist Hotline Number

For providing information to authorities about terrorist activities, contact the anti-terrorism hotline at: 0800 789 321