California employees owe state US$13.3 million in unpaid loans

Sunday, April 24, 2011

The California Controller’s office reports that eleven state agencies have given US$13.3 million in pay and travel advances that have not been collected.

Governor Jerry Brown issued an executive order to recover uncollected loans by the agencies. A press release from the governor’s office states, “The Governor’s Executive Order seeks to recover taxpayer dollars by directing state agencies and departments to clear salary and travel advances within 30 days through an expense claim.” Any outstanding balance will be deducted from employees’ paychecks under the governor’s order after the 30 days.

Under California state law, state employees are permitted to receive advances for hardship, travel, and other circumstances. These advances cannot be collected by agencies after three years without the employee’s consent.

State Controller John Chiang said in a statement, “The state’s poor debt collection and accounting practices are fleecing public coffers at a time when vital public programs are being decimated by unprecedented budget cuts.” Chiang’s office expects there will be more money unaccounted for, including some from the California Highway Patrol (CHP). California state law mandates that anyone convicted of driving under the influence of alcohol is required to pay for the investigation. The CHP has not collected this money.

The California Department of Transportation, also called Caltrans, has the largest debt of the eleven agencies: $3.2 million. Cal Fire, or the California Department of Forestry and Fire Protection, “had an outstanding balance of $1.44 million as of June 30, 2008. An overwhelming portion of that balance was related to employee salary and travel advances,” according to a controller’s office audit.

Chiang’s office had informed former California governor Arnold Schwarzenegger there were outstanding debts, but Schwarzenegger’s administration did not take action.

All eleven agencies have agreed to hand over any delinquent accounts to the controller’s office, who will collect these debts.

Federal Trade Commission Puts Pressure On Payday Loan Lenders

Federal Trade Commission Puts Pressure on Payday Loan Lenders

by

Rebecca A. Smith

Although payday loan regulations have generally been dealt with at the state level, with some states allowing them and others essentially banning them, regulations have been slow to come at the federal level. However, this may soon change as the Federal Trade Commission has begun to show interest in the workings of such businesses.

As this industry continues to grow at the rate it is, it is beginning to attract more attention, much of it negative. People decry lenders as practicing usury, or the custom of charging severely high interest rates on loans. Lenders have continually denied these charges, arguing that they promote not only responsible lending but responsible borrowing. They say that this industry provides a vital service to those who could not otherwise borrow money because of poor or no credit, and that loans are entirely affordable if borrowers are responsible.

Despite the concerns raised above, the payday loan industry is growing, and online lending is on track to soon become the largest method for withdrawing such loans. This brings the issue of lending into a new arena, with lenders now being subject to online regulations as well as lending regulations. With this growth in such a hotly debated industry comes growing pressure from those who view it negatively.

[youtube]http://www.youtube.com/watch?v=WokO4MYGt3k[/youtube]

The payday loan industry and several individual businesses have been subject to a variety of lawsuits and investigations. Most of these have been primarily concerned with businesses that fail to disclose vital loan information, such as lending rates and fees, or for attempting to get members of states that have outlawed such loans to withdraw them online. These lawsuits and investigations have generally been executed at the state level and have had little effect on any federal regulations of the industry.

However, a current lawsuit in Kansas could change all that. This suit is being filed by the Federal Trade Commission and could have a significant impact on the payday loan industry. Essentially, the FTC seeks to deny lenders access to borrower\’s bank accounts, a major way in which lenders are able to get payment from borrowers. The FTC claims that this practiced is outlawed by the 1968 Electronic Funds Transfer Act.

This suit could have a strong and possibly devastating impact on this industry. By taking away lender\’s access to borrower\’s bank accounts, this new regulation would severely deter one of the primary ways in which lenders are able to ensure that they receive payment for loans which have been borrowed. This could mean that a high loss in revenue, as many of these loans may go into collections rather than be forcibly paid through one\’s bank account. With such a loss, the online payday loan industry may soon become unprofitable, forcing businesses to shut down and effectively ending online payday loans. Responsible payday lenders will make a point to keep up with the latest laws and newsin the payday loan industry ensuring that we abide by all laws and regulations.

It is yet to be seen how this law suit will play out and whether it does have the aforementioned effects. However, it is clear that as the industry grows it will be subject to more and more inquiries and growing pressure from consumers and the government. This is normal for any new and highly debatable business, and so is not entirely unexpected. While bad news for the industry itself, this could be a welcomed change for those who have been or could potentially become victim to such business practices.

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“Junk” foods may affect aggressive behaviour and school performance

Tuesday, October 4, 2005

Dr. Stephen Schoenthaler, a Professor of Criminal Justice at the California State University in Stanislaus, has long argued that there is a link between a healthy diet and decreased aggressive behaviour, as well as with increased IQ and school performance.

Dr. Schoenthaler is well-known for a youth detention center study where violations of house rules fell by 37% when vending machines were removed and the cafeteria replaced canned food by fresh alternatives. He summarizes his findings by saying that “Having a bad diet right now is a better predictor of future violence than past violent behaviour.” In a very large test, Schoenthaler directed a study in meals at 803 New York City schools, in low-income neighbourhoods, finding that the number of students passing final exams increased by 16%.

Critics have questioned some of Dr. Schoenthaler findings, due to the lack of placebo control groups. However, more recent work by Dr. Bernard Gesch, a physiologist at the University of Oxford, has placed some of the work on a more scientific footing. Dr. Gesch found that nutrition supplements produced a 26% drop in violations of prison rules over a placebo, and a 37% decrease in violent offences. The Netherlands has embarked on a wider scale dietary research program in 14 prisons.

The short term behaviour consequences of ingesting sugar are well understood: an initial burst on energy, followed a sugar low in which your body produces adrenalin, which makes you irritable and explosive. However, Schoenthaler and Gesch suggest that there are long term impacts over and above the short term consequences of blood sugar variations.

Mia Farrow, Carole White testify in Charles Taylor’s war crimes trial

Wednesday, August 11, 2010

Actress Mia Farrow and Carole White have testified in former-Liberian president Charles Taylor’s war crimes trial at the Special Court for Sierra Leone in The Hague, The Netherlands.

Farrow and White’s testimonies contradict supermodel Naomi Campbell’s testimony from last week.

White said Campbell was “mildly flirtatious” with Taylor at a dinner in South Africa in 1997. Taylor, she alleged, told Campbell he would send her diamonds. White continued to say Campbell communicated with Taylor and awaited the diamond. Campbell was “very excited” about the diamonds according to White.

“[Taylor’s men] came in and they sat down in the lounge and we sat opposite them… they then took out a quite scruffy paper and they handed it to Miss Campbell and said ‘these are the diamonds.'”

Farrow claimed Campbell told her Taylor received diamonds in the middle of the night. She testified, “[Campbell] said that in the night she had been awakened, some men were knocking at the door, and they had been sent by Charles Taylor, and they had given her a huge diamond.”

Last week in Campbell’s testimony, she did not know who sent her diamonds, but testified her then-agent White told her who probably sent the diamonds. White and Farrow testified Campbell said the diamonds were from Taylor. She claims she gave the diamonds to Jeremy Ractliffe who gave them to police.

Police spokesperson Musa Zondi confirms Ractliffe had uncut diamonds. “Yes, they are real diamonds. We cannot tell whether they are ‘blood diamonds’ or not. That will be part of the investigation,” Zondi said.

Taylor faces eleven counts for violating international law including, murder, rape, sexual slavery, enlistment of children under the age of fifteen, pillaging, enslavement, and “outrages upon personal dignity.”

Taylor allegedly traded “blood diamonds” for weapons and supplying the Revolutionary United Front (RUF) of Sierra Leone with weapons during the civil war from 1991 to 2002. This war conscripted child soldiers, an international crime. The prosecutors for the Special Court say Taylor trained the rebels and had them rape, murder, mutilate, and decapitate the civilians of Sierra Leone. Over 100,000 people died in the Sierra Leonean civil war. Taylor plead not guilty to all charges.

Linking the blood diamonds, used to support the RUF, to Taylor is a high priority for the prosecution.

India signs on to chemical patents to comply with WTO order

Wednesday, March 23, 2005

A bill passed by India’s Parliament put an end to the manufacture of many cheap generic drugs copied from products protected by foreign company patents. A Patents Amendment Bill (2005) has been condemned by foreign aid groups who expect a significant rise in drug costs as a result of the bill.

Drug compounds in India were previously not protected by patents, meaning that research and developement costs borne by the originating manufacturers were avoided by generic drug producers. The new bill “will move India toward the patent mainstream and support and encourage innovation and investment in research and development in India,” said Ranjit Sahani, managing director of Novartis India.

As the world’s fourth-largest manufacturer of drugs by volume, the pharmaceutical industry in India is valued at US$5 billion – but ranks as only 13th by value, reflecting the low costs to consumers of the products. “Because India is one of the world’s biggest producers of generic drugs, this law will have a severe knock-on effect on many developing countries which depend on imported generic drugs from India,” said Samar Verma, regional policy adviser at Oxfam International.

Around half of African, Asian and Latin American HIV patients needing anti-retroviral drugs rely on low-cost drugs from India, which are sold at one twentieth the price of similar drugs produced in the West.

More than 90 per cent of drugs listed as essentials in India are either unpatented or expired. Drugs patented before 1995 — when the World Trade Organization [WTO] set a 10 year deadline to enact protection — will not be eligible under the bill.

Some degree of protection was mandated by WTO in order for India to have greater access to international markets. Opposers of the bill say it goes too far.

The Agreement on Trade-Related Aspects of Intellectual Property Rights [TRIPS], under WTO, allows developing countries to not provide patent protection for uses of known drugs, new dosages and formulations, or combinations of known drugs.

Eurovision ’73 winner Anne Marie David discusses her four-decade career and the Contest, past and present

Monday, February 16, 2009

In the 1970s, she was one of the most popular female vocalists in France, and became well-known internationally. Anne Marie David, from Arles in the south of France, parlayed her initial success from playing Mary Magdalene in the French production of Jesus Christ Superstar into taking home the “grand prix” at the Eurovision Song Contest in 1973. Her winning song, “Tu te reconnaîtras” (You will recognize yourself), became a Europe-wide hit that spring.

At the height of her popularity, David perfomed world tours, and even lived abroad in Turkey for a time. In 1979, she tried once again to win the Eurovision, and placed a respectable third. Her song “Je suis l’enfant soleil” (I’m a child of the sun) became similarly popular across France and in the Francophone nations.

As time went on, however, her place in the French music scene became less certain. Touring the world had taken a personal toll, and David decided to retire from music completely in 1987. However, with the help of her fan base, she was coaxed out of retirement in 2003 and is returning to a part of her life that she tried to leave, but never left her. Celebrating four decades in the music scene, David is looking forward to adventurous new projects and a newfound zest for life.

Anne Marie David corresponded with Wikinews’ Mike Halterman about her eventful career, her personal anecdotes regarding living abroad, her successes in past Eurovision contests and her grievances with the way the show is produced today. This is the second in a series of interviews with past Eurovision contestants, which will be published sporadically in the lead-up to mid-May’s next contest in Moscow.

Bomb blast kills seven in northwest Pakistan

Saturday, October 31, 2009

Officials in Pakistan have said that a bomb blast killed seven Pakistani soldiers and wounded eleven others on Saturday in the northwestern part of the country. The incident took place in the Khyber region, which is the main route for moving supplies to international forces fighting in neighbouring Afghanistan.

The explosion struck a vehicle that was transporting paramilitary troops on a patrol near the region’s main town of Landikotal, according to a spokesman for the Frontier Corps. “The vehicle was completely destroyed and seven of our soldiers were killed,” the spokesman said.

Pakistani armed forces started an operation against militants in the Khyber region in September, saying that the rebels had started to expand their activities. The mountainous area along the Afghanistan border is said to be haven for both al-Qaeda and Taliban insurgents.

The violence comes a day after US Secretary of State Hillary Clinton ended her visit to the country.

CPSC, ATF warn of dangers of fireworks over US Independence Day celebrations

Sunday, July 4, 2010

Last week, U.S. Consumer Product Safety Commission (CPSC) held a press conference on the National Mall in Washington, DC, warning consumers of the dangers of fireworks, and advising them of safe handling. They were joined by representatives from the the Bureau of Alcohol, Tobacco and Firearms (ATF); Federal Emergency Management Agency (FEMA); the U.S. Customs and Border Protection (CBP); and other national safety agencies. Fireworks are often used to celebrate the United States’ July 4, 1776 independence from Great Britain. The Fourth of July is a time when many US families get together to celebrate, by holding reunions, picnics, barbecues, baseball games and firework displays; however, celebrations often turn sour due to injury or even death, caused by the mishandling of fireworks. In 2009, nearly 19,000 fireworks-related injuries were treated in hospitals, doctors’ offices and clinics all over the country. Around 9,000 of those were to children aged under 18, and 6,000 occurred during the 30 days surrounding Independence Day.

CPSC chairman, Inez Tenenbaum, said that burns and cuts to limbs, the face and head were the most common injuries, and over half of them were due to firecrackers, rockets and sparklers. The agencies were joined at the news conference by Jason Henderson, who was injured in 2007 after building home-made fireworks. He had found instructions online detailing how to build M-80-style fireworks, and after purchasing the chemicals, began assembling them; however, the mixture exploded which resulted in him losing both hands and his right eye, and shrapnel caused multiple lacerations and puncture wounds to his entire body. “Don’t be the show, go and enjoy the show. I want to get people to move away from putting on their own displays and just go and enjoy the free shows. I mean they are free,” Henderson said. “You might as well take advantage of them while they are there. You can spend time with your family instead of being the one to light them and taking that risk.” Henderson also appears in a public-service announcement recently released by the ATF to YouTube, that shows how he has now been fitted with bionic arms.

Agencies recommend attending community fireworks shows held by city or county officials, which are held in a more controlled and professional environment. Additionally, many jurisdictions outlaw either all fireworks, or certain types, such as rockets and firecrackers.

Fireworks increase demands on fire departments and personnel at this time of year, acting U.S. Fire Administrator Glenn Gaines noted. “Four firefighters [have been killed] as a result of illegal fireworks. Calls to EMS [Emergency Medical Services] and fire departments increased as individuals continue to be injured and burned.” The dry weather and heat that many areas are experiencing also elevate the risk of brush and structure fires. The National Fire Protection Association said that over 22,500 fires started from fireworks in 2008.

Consumers who do purchase fireworks are encouraged to follow the following common sense rules: always read and follow directions; always supervise older children and teenagers if they are permitted to use fireworks; never allow young children to play with or ignite fireworks, child-friendly sparklers and “party-poppers” are a fun and safe alternative for them; keep animals inside or well away from the fireworks, the noise will often scare them; never light any fireworks inside buildings; light fireworks on a smooth, flat surface away from houses, dry leaves, and flammable materials; never ignite fireworks in metal or glass containers; light one firework at a time; move away to a safe distance immediately after lighting a firework; never return to a firework that has not ignited properly; never throw fireworks at another person, animal, or property; do not consume alcohol when using fireworks; keep a bucket of water or a hose in close proximity in case of fire, dispose of use fireworks in the bucket of water; buy from reliable dealers; only use legal fireworks; and follow the laws of your jurisdiction.

Study reports that 28% of broiler chickens struggle to walk

Thursday, February 14, 2008

A recently released report written by people from the Royal Veterinary college, the University of Warwick, and the University of Bristol has found that 27.6% of chickens reared for human consumption struggle to walk, although a “considerable variation in walking ability between flocks,” was reported. The study reported that “27.6 per cent of birds represented by this survey had a gait score of three or above.”

The study also stated that the month in which broiler chickens were least likely to have severely damaged legs was March, with it being most likely in the month of September. The study also said that the chickens which were tightly packed into a small area were more likely to have difficulties walking than chickens that were given more space.

The report finished by saying that “consumers currently know little about how broiler chickens are reared but can be shocked when presented with information about current commercial practices,” and that “Since the sustainability of intensive broiler production depends on continued consumer acceptance of the farming practices involved, the broiler industry will need to work with the scientific community to develop more robust and healthier genotypes and to ensure that optimal husbandry and management practices are fully implemented.”

News briefs:April 23, 2010

 Correction — August 24, 2015 These briefs incorrectly describe BP as ‘British Petroleum’. In fact, such a company has not existed for many years as BP dropped this name when becoming a multinational company. The initials no longer stand for anything. 
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