Wikinews interviews Anda Banikos, local council candidate in South Gippsland, Australia

Wednesday, September 15, 2021

Since June 2019, the people of South Gippsland Shire, located at the southernmost tip of Australia, have been without a local council, after a state government inquiry found “high levels of tension” within the council. Administrators were appointed by the Victorian state government in July 2019, who have governed the shire since then. However, South Gippsland’s council is scheduled to be restored with an election to be held via post from October 5-22, 2021.

Wikinews interviewed one of the candidates standing in this election, Anda Banikos, an independent candidate running in the Coastal-Promontory Ward. The Coastal-Promontory ward covers towns such as Venus Bay, Waratah Bay, Yanakie, Foster, Port Welshpool, and Toora, and elects three councillors to the South Gippsland Shire Council.

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Benefits Of Using The Internet As A Dentist’s Marketing Tool

Benefits of Using the Internet as a Dentist’s Marketing Tool

by

Jennifer Stinson

In this time and age where the competition is fierce in every business venture, getting an edge over all these other businesses is the dream of every businessman. For this dream to happen, the businessman must exhaust all that he know and translate it into a viable marketing plan that will not only catch the attention of an audience, but will also turn them into buyers.

Today, marketing your services and products through the internet also gets rave reviews from different kinds of businessman. Many businessmen are seeking the internet for them to get a niche in their industry. The same goes for people in the field of dentistry. Dentists nowadays have made themselves available online to get more patients. By doing this, dental business reaped the benefits on internet marketing and some of these are:

[youtube]http://www.youtube.com/watch?v=eNHVo6pWgUs[/youtube]

More chances to get noticed by their target market. Since most net users also shop online, most likely, they will also look for dentists online. And when you have the right keywords that will direct them to your site, then you are on your way from having additional patients.

You can get closer to your target market. Because of the internet’s interactivity, potential patients can just browse

dentist websites

and they will be able to know what they’re all about. Likewise, they can also ask further questions through the site. Through this, dentists can explain more about what they need to know.

Also, the credibility that you will be establishing once you have a

dentist website

will also help in getting patients. Just make sure that what you put in there are factual and information-rich for the patients as well as financial policies, services and before and after pictures for their reference.

dentist websites

are also an economical and fast way to promote your clinic if used properly, because you will only be paying for the domain, the person who will be making and maintaining it, so the lesser it will cost you. But if you compared it to advertising on the traditional media, it will cost you a lot. Plus internet marketing is available 24/7 unlike with traditional media’s fifteen to thirty seconds exposure to the public. These are just some of the benefits and if taken seriously, more will still come for the dentist s gain.

Go to http://dentistidentity.com for more information.

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Four British energy suppliers face investigation into claims of misselling

Sunday, September 5, 2010

The Office of Gas and Electricity Markets (Ofgem), the regulator of the electricity and gas markets in Great Britain, has launched an investigation into four of the largest British energy suppliers over suspicions that they not be complying with face-to-face and telephone sales regulations. The four organisations facing scrutiny could be fined up to 10% of their annual turnover if it is found that they are breaking sales regulations. Scottish Power, npower, Scottish and Southern Energy and EDF Energy are all to face questioning by the organisation.

Ofgem has urged customers of the four companies to alert the energy regulator, “if they are concerned about the sales approach any domestic suppliers have taken when selling energy contracts, either face-to-face or by telephone,” according to a statement. “As part of the investigation process Ofgem will examine any evidence of non-compliance and consider whether there are grounds for exercising enforcement powers.”

New regulations on sales tactics by energy suppliers were recently introduced, and, Ofgem has said, energy suppliers must be “proactive in preventing misselling to customers both face to face and over the phone. Also, if suppliers are selling contracts face to face they must provide customers with an estimate before any sales are concluded. In most circumstances customers should also receive a comparison of the supplier’s offer with their current deal.” Only one in five consumers consider energy suppliers to be trustworthy, and 61% of people feel intimidated by doorstep sales people from energy companies. According to the organisation Consumer Focus, “complaints have declined since new rules came into effect this year, but suppliers still seem to be flouting the rules. Some customers are still being given misleading quotes and information, which leave them worse off when they switch provider.”

The newspaper The Guardian has reported that “householders are reporting that sales agents working for the energy suppliers are giving them misleading information and quotes which leave them worse off when they switch supplier.” Consumer Focus has said that if energy companies continue to break the rules, they could be banned from doorstep-selling completely. The report goes on to say that “new figures from helpline Consumer Direct show that while the number of complaints has fallen since last year, about 200 cases of mis-selling are being reported each month.” However, Scottish Power said it insists on “the highest standards possible for all of our sales agents”, and npower told the Financial Times that it was “confident that the processes we have in place mean that we comply with our regulatory obligations”. EDF added that it was “fully compliant with all obligations regarding sales of energy contracts”.

According to the regulator, the obligations are serious and must be followed by energy supplies, or they will face “tougher sanctions than those available under more general consumer protection law.” Ofgem has published a guide advising consumers what they should do should an energy salesperson contact them in person of by telephone. Improper sales tactics are still common in the industry—in 2008 an Ofgem investigation found that 48% of gas customers and 42% of electricity customers were worse off after switching supplier on the doorstep. Npower was fined £1.8 million in 2008 by the organisation, and Ofgem insists that they are “committed to taking action” over improper sales activities by energy companies. “Suppliers have existing obligations to detect and prevent misselling and new licence conditions were brought in following our probe to further increase protection for customers,” said Andrew Wright, a Senior Partner of the regulator. “We expect all suppliers to comply with these tougher obligations but if our investigations find otherwise we will take strong action.”

HAVE YOUR SAY
What are your experiences with doorstep salespeople? If they persuaded you to change energy providers, were you worse off as a result?
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Head of energy at Consumer Focus, Audrey Gallacher, called the investigation “a welcome step … to address years of customers getting a bad deal on energy prices on their doorstep. While many doorstep sales people will do a good job, the pay and rewards system continues to encourage mis-selling, despite years of regulation and voluntary initiatives. If better advice for customers and enforcement of the tougher rules doesn’t end the flagrant abuse of this form of selling the big question will be whether it should be completely banned.” Christine McGourty, director of Energy UK, which represents the leading gas and electricity companies, said that “the companies involved will collaborate with the Ofgem investigation and are awaiting further details from the regulator. Any sales agent in breach of the code will be struck off the approved energy sales register.” Which? chief executive, Peter Vicary-Smith, has said he considers the situation “shocking”, saying that the investigation “will do nothing to improve consumer trust in energy suppliers. We’re pleased that Ofgem has promised tough measures against any firms guilty of mis-selling. We hope it uses this opportunity to tighten rules around telesales so they are in line with those for face to face sales.”

SNP Westminster Energy spokesperson Mike Weir MP, however, said that the investigation “does nothing to tackle the real problem of fuel prices which leave many Scots facing great difficulty in heating their homes … Rather than tinkering around the edges Ofgem should be looking at how to reduce prices for vulnerable households.” Gareth Kloet, Head of Utilities at Confused.com, one of the UK’s biggest and most popular price comparison services, also welcomed the inquiry. “It is unacceptable for energy companies to mislead customers like this,” he said, adding that Confused.com has previously “urged energy providers to either stop the practice of doorstep selling or make it very clear to households that better deals are available online. There is no reason why door-to-door salesmen can’t show people online deals and even help households switch to them.”

“Our research reveals customers could end up paying £167 more than they need to as door-to-door salesmen are unable to offer the discounts that are applied online. The changes that have been made to date are a welcome addition to safeguard customers; however this review has been much needed for a long time. Hopefully it will mark the end of customers being overcharged and missold,” Kloet continued. “Our message to energy consumers remains the same: they should shop around online to make sure they’re getting the best deal possible and turn these salesmen away.”

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Alleged Russian spy captured in Montreal, Canada

Thursday, November 16, 2006

An alleged Russian spy was arrested in Montreal, having threatened national security. The man is identified as a Russian spy and has been living under a false name.

As he prepared to board a plane out of Canada, Canada Border Services agents took the man into custody at Pierre Elliott Trudeau International Airport in Montreal on Tuesday. Public Safety Minister Stockwell Day and Immigration Minister Monte Solberg signed the document that authorized the man’s arrest.

This document is called the national security certificate and is rarely used. The certificate alerts Ottawa about possible threats to the country. The ministers of immigration and public safety are obliged to sign the national security certificate.

“The government’s most important duty is to ensure the security of all Canadians. A security certificate has been issued … against a foreign national. He is now in custody in Montreal,” said Melissa Leclerc, spokeswoman for Public Safety Minister Stockwell Day. “A foreign national alleging to be a Canadian citizen named Paul William Hampel was arrested in Montreal after a national security certificate under the Immigration and Refugee Protection Act was issued against him.”

The man came to Canada several years ago with the name of Paul William Hampel, and is now reported to be false. Officials at the Canadian Security Intelligence Service (CSIS) are working on identifying the man who entered Canada years ago.

“He is now in custody in Montreal. This is not a counter-terrorism case. More information will become available as the Federal Court process unfolds. Any speculation about the individual’s other nationality is premature at this point,” Barbara Campion, a spokesperson for CSIS.

Ottawa believed the man had been “engaging in an act of espionage or an act of subversion,” and “belonged to an organization that there are reasonable grounds to believe engages.”

“I don’t think we’re going to get the most intimate of details, no, not at all,” he told CTV Montreal….We’ll see a public version of the allegations that will be released by the federal court judge who is going to be responsible for reviewing the basis upon which cabinet will have declared this individual subject to a security certificate. beyond that, though, we may see things settle more quietly between governments,” said David Harris, former chief of strategic planning at CSIS.

“There are also influence operations where countries might try to influence their expatriates and émigré communities in Canada. Beyond that, there is a real appetite building among many countries for technological secrets,” he said. “They can be of use to industries of the sponsoring nations and these things can have values in the billions for the economies of those countries undertaking these operations.”

Reports say the man’s methods in Canada matched the techniques used by the Russian intelligence agency’s Directorate S, which runs the Russian spy network.

Twenty people since 1991 have been charged under the Security Certificate legislation in Canada. The last time it was used was in 2003.

The court hearing for the man being held in Montreal will be on Wednesday. It is still unclear if the hearing will be in Ottawa, the nations capital, or in Montreal.

More information will be released as the case progresses.

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Utah Man pleads guilty in wife’s death

Saturday, April 16, 2005

Salt Lake City (Utah) resident and hospital orderly Mark Hacking pleaded guilty Friday to killing his wife Lori, and placing her body in a dumpster.

Mrs. Hacking’s disappearance last summer touched off an intense, weeklong search in Salt Lake County which a wire service report said was similar to the other sensational Salt Lake crime, the kidnapping of Elizabeth Smart from her own bedroom.

After Hacking admitted details of his crime to his family, earlier, he suffered a breakdown and was placed in a psychiatric hospital. He was seen in court Friday with his hands cuffed behind his back.

He admitted to the judge that he killed his wife while she slept. His motives, according to prosecutors, were his anger and despondency when she discovered that he was not accepted into a North Carolina medical school as he had claimed, but would remain a hospital orderly.

Mrs. Hacking is reported to have broken down sobbing at her workplace, a Wells Fargo brokerage, after discovering her husband’s deception. She had placed a call to the medical school’s administrators and been told he was not enrolled. He had lied to her about graduating from the University of Utah as well.

Mrs. Hacking’s mother and father were in the courtroom to hear their son-in-law declare: “I intentionally shot Lori Hacking in the head with a .22 rifle.” They said it was like a “knife in the heart” to hear that, but were happy he owned up to the crime.

The attack occurred last July. Volunteers scouring a landfill found her decomposed remains after three months of searching.

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Why You Shouldn T Buy An Annuity Right Now

Submitted by: Brian Flindall

Annuity rates picked up in the past few months as gilt yields rose but don t buy an annuity just yet because long term gilt yields may rise further in the coming months. For people approaching retirement and watching the relentless oneway traffic of declines in pension annuity rates, the small rise in average rates at the beginning of this year was welcome news.

No sooner had the rise been recorded than advisers were online and in print telling pensioners and those nearing retirement to take advantage of this move and lock in rates now.

But is this the right time?

After the battering that annuity rates had last year down by around 10% across the board at the end of a 15 yea

downward spiral in which rates have halved there may be a temptation to take any small crumb of comfort and

lock in now before it gets worse.

Why have annuity rates declined?

The almost uninterrupted decline in annuity rates in the past 15 years is a product of two main drivers.

First is the inexorable rise in longevity. We insist on living longer, so our pension pot has to last longer. There is not much we can do about that other than find comfort in the thought that a longer life is better than the alternative.

[youtube]http://www.youtube.com/watch?v=49g6pJ7AKQQ[/youtube]

The second driver is less equivocal. The decline in longterm gilt yields in the UK has been such a longstanding phenomenon that it, too, can pass as a secular trend. Insurance companies will convert a pension pot into investments principally in medium and long term government bonds to produce the required income to pay for the annuity. If the income payable from gilts is lower, then annuity rates will tend to fall.

Longterm gilt yields have more than halved in the past 20 years from well above double figures to around 3.9% for 10year maturities and 4.4% for 30year bonds. The path of annuity yields has tracked the path in gilt yields closely.

So with longevity on a relentless climb and gilt yields on an unhelpful decline, the siren call of the advisers crying lock in now before you regret it is one that cannot be ignored.

Why have rates risen recently?

But hold on there. Why have annuity rates picked up in the past month? Despite the cold weather, life expectancy has not suddenly declined. And what about gilt yields? Sure enough, in December and early January there was a sharp rise in yields, with the 10year yield at the end of November at 3.5% and 30year yields at 4.10%, hence annuity rates firmed up.

Some commentators doubt that the rise in yields will continue. They argue that shortterm yields are at historic record lows at levels close to zero, making longterm government bonds very rewarding even at 4%. If you accept this view, you would buy an annuity now. However, I side with those who take the opposite view, expecting yields to go higher.

Why gilt yields may increase

I expect yields to go higher for the following reasons:

A large gap between shortterm and longterm rates is essential to restore bank profitability and repair balance sheets. This is crucial in helping to rebuild bank margins between traditional short term deposit taking and long term

ank lending. This is particularly important if the government is serious in wishing to see banks lend more rather than focus on profits from the non lending activities that are so much in the headlines today. As short rates cannot go any lower, longterm yields must stay high for this gap to be maintained. But what is the mechanism for higher longterm

yields?

The outlook for gilt supply and demand is plain ugly. At the end of last year the outstanding amount of government debt went above 50% of GDP for the first time since 1977, just around the time the UK was last in discussion with the International Monetary Fund. This financial year the budget deficit will double from last year at around 200 billion that is a seriously scary 14% of GDP. That is Greekstyle deficit. Already gilt auctions are disappointing and this can only get worse as the stock of quantitative easing (QE) reaches its limit. Last November, the market panicked at the suggestion that the QE tap had been turned off. Sovereign credit risk concerns will add further pressure fo

higher yields on UK government debt.

Risks to gilt yields

There are two risks to this view that longterm yields will rise. One is that the UK economy has begun a selfdriven

ecovery that will ease the budget deficit without causing inflation. The second risk is that the postelection

government may take a hard line on reducing the public deficit.

The first risk is highly unlikely. The jump in inflation and fall in unemployment in the latest month must not be misread. The rebuilding of household and banking sector balance sheets is far from complete and will keep the demand

and supply of credit low as the economy continues to deleverage. I expect economic activity data to disappoint for some time to come.

The postelection risk cannot be discounted but there is time to wait and see after all, this is a onceinalifetime

decision. Waiting before buying an annuity could be well rewarded for the first time in many years.

For bespoke pension and annuity advice contact Credencis.

Credencis are situated near to Derby, Leicester, and Nottingham.

Credencis

Live for today, Invest for tomorrow

About the Author: Independent Financial Adviser

credencis.co.uk

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Cloned cattle’s milk and meat seem safe, according to new study

Tuesday, April 12, 2005

A National Academy of Sciences report (.pdf) last year said that while the milk and meat from cloned animals would not likely make anyone sick, more research should be performed. Now, a new US-Japan study published in the April 11 online issue of the Proceedings of the National Academy of Sciences says that milk and meat from cloned cattle does indeed appear to meet industry standards and appears to be safe for human consumption.

As BBC News reports, the scientists, led by Professor Jerry Yang from the University of Connecticut, compared the produce from two beef and four dairy clones, all derived from a single Holstein dairy cow and a single Japanese black bull, with the produce from normal animals of similar age and breed.

The meat was analysed against more than 100 physiological, tissue and cellular components, while the milk was analysed for protein, fat and other variables. No significant differences between the produce of cloned and normal cattle were found. Higher levels of fat and fatty acids were found in the cloned cow meat, but they still fell within beef industry standards.

While the study showed the cloned produce to be within the range approved for human consumption, the scientists stressed that the research was still in its early stages. Their findings, they said, provide “guidelines” for further research with larger numbers of clones from different genetic backgrounds.

Cloning livestock may one day increase yields by copying those animals that are especially productive and especially resistant to disease.

“The milking production levels in the US are three to four times higher than levels in China; maybe even five times or more compared to cows in India and some other countries,” Professor Jerry Yang told BBC News. “Therefore cloning could offer technology for duplicating superior farm animals. However, all the products from these cloned animals must be safe for human consumption. …and it is a major issue for scientists to provide a scientific basis for the data and information to address this question.”

As USA Today reports, there is currently no law governing the sale of meat or milk from the estimated 1,000 to 2,000 cloned farm animals in the USA. But since 2003, the US Food and Drug Administration (FDA) has asked producers to voluntarily keep the meat and milk of these animals, and that of their offspring, out of the food supply.

Wired News reports that companies like ViaGen and Cyagra, which offer livestock-cloning services, have also been waiting for several years for a final say from the FDA.

“For the United States agricultural industry, (cloning) can reduce the number of cows necessary for milking,” said Jerry Yang “They can have a pleasant environment and produce even more milk.” He also said that cloning cattle from the United States, where genetic breeding is more advanced, could save developing countries 50 years of breeding.

The idea of cloning animals for human consumption is not without its critics. First, there are the welfare concerns, as most cloned animals do not make it to term before being born, and many of those that do are born deformed or prone to illness. The Humane Society of the United States has asked for a ban on milk and meat from clones for just this reason. Second, there is still the concern that healthy clones may have subtle defects that could make their food products unsafe to eat.

As the Washington Post reports, some critics are asking why it is necessary to clone cows that produce huge amounts of milk when surpluses, rather than shortages, are the main problem facing the U.S. dairy industry today.

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New ‘Star Wars’ film to be released in August

Tuesday, February 12, 2008

George Lucas has announced that there will be one last Star Wars movie to end the saga, but it won’t have any actors visible.

Star Wars: The Clone Wars, an animated film is scheduled to be released into theaters on August 15 of this year.

“I felt there were a lot more ‘Star Wars’ stories left to tell. I was eager to start telling some of them through animation and, at the same time, push the art of animation forward,” said Lucas in a statement to the media.

Lucas says that although the film is animated, people can expect the same kind of galactic space battles and action that all the other Star Wars films have. The approximate running time of the film is 100 minutes.

The film is produced by Warner Brothers and Lucasfilm LTD. The new movie is also set to continue as an animated, 30 minute “mini-movie” series this autumn. The show can be seen on the Cartoon Network.

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FTC begins antitrust inquiry of Google

Saturday, June 25, 2011

Google has confirmed that it has “received formal notification,” that the Federal Trade Commission (FTC) is investigating its business practices. The acknowledgment was posted on the internet search engine company’s blog Friday. Google said it was unclear about the nature of the probe.

A broad FTC investigation would cause the company be tied up in defending itself for years, and according to Bloomberg, might well be the government’s biggest antitrust case since the Microsoft probe.

The FTC will likely launch an anti-trust investigation, as the company has been the target of many past smaller ones, according to CNN.

Mercury News reported Friday morning that the FTC review will probably focus on whether Google is using its dominance in the internet search business to promote its own products and services. Google’s rivals say Google unfairly profits from its monopoly in the search engine business by using its search services to point users of its internet search engine to its own sites and services while hiding links to its competitors.

It’s still unclear exactly what the FTC’s concerns are, but we’re clear about where we stand. Since the beginning, we have been guided by the idea that, if we focus on the user, all else will follow.

The FCC probe is expected to determine if Google abuses it market dominance to promote moneymaking online marketing, such as its mapping, comparison shopping and travel services. According to CNN, “Google dominates search in the United States, controlling about two-thirds of the market, according to comScore. It also licenses the world’s largest smartphone operating system, and its share of U.S. display advertising revenue recently eclipsed long-time leader Yahoo.”

Google’s response is that most complaints of anticompetitive behavior come from companies who are displeased with their ranking in Google’s search engine. However, Joshua Wright, law professor at George Mason University said the FTC will be looking at possible harm to users and not complaints by Google’s competitors.

Melissa Maxman, co-chair of a Washington-based, antitrust practice group, said the FTC’s Bureau of Consumer Protection unit will almost certainly be involved to see if Google deceives search engine users by screening search results to profit its own services. She said she would be “shocked” if the consumer protection unit was not involved.

Google Fellow Amit Singhal said in the post, “We respect the FTC’s process and will be working with them (as we have with other agencies) over the coming months to answer questions about Google and our services.” But Singhal acknowledged, “It’s still unclear exactly what the FTC’s concerns are, but we’re clear about where we stand. Since the beginning, we have been guided by the idea that, if we focus on the user, all else will follow.”

Bloomberg reported Friday: “Google has set aside $500 million for a U.S. government investigation into online pharmacy ads the company accepted that may have violated the law.”

Google’s efforts to improve privacy policies after last years’ determination that its social-networking service Google Buzz used deceptive tactics, are currently being overseen by the FTC.

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Condo Living Is An Investment For Great Returns

By Adriana J. Noton

With today’s tough economy real estate has really gone down tremendously. This would be a great time to invest in rental properties if one can afford it. For the family that currently has a home of their own that may or may not have been paid off, this could be a great opportunity to think about purchasing another piece of property. Condo living is an investment and could bring in great rental income if one were interested in this kind of arrangement.

The prices of condo’s have dropped so drastically and is really much more reachable for most folks now. This is an excellent opportunity for individuals who have been saving and waiting for just the right time. Some say like the stock market timing is everything and one should buy low and sell high. This is true with real estate as well and can be a great way to invest in something more solid.

One of the benefits of home ownership is the tax benefits one will receive. This could be a tremendous benefit for the individual who works out of their home and itemizes on a regular basis on their tax returns. Most home owners who do their taxes this way get back very healthy returns.

[youtube]http://www.youtube.com/watch?v=kWynTnSDsKU[/youtube]

One of the first steps to make would be to get pre-approved for a mortgage loan. This is a step that lets the seller know that he is dealing with a serious potential buyer. This can make all the difference in the world especially when one is really interested in a particular piece of real estate and the other competitors might not have been pre-approved.

The next steps would be to find a resourceful and hardworking Realtor. This licensed professional will have to get an idea of what one is looking to buy as each client has a different set of preferences. For instance how many bedrooms and bathrooms would be necessary might be one of the must have’s.

The location of a property is very important as well. One might want to consider what supermarkets, dry cleaners, gas stations, schools and banks are close by. These things might not seem as important on the surface but when one is tired from commuting or not feeling well, most will not want to travel great distances to get the basics for everyday living.

The length of commuting from home to work should also be of concern. If one takes public transportation to work currently does this city have bus stops that are close to the new residence of interest. How often will it run and is it a twenty four hour type service or does it have a cut off time.

Condo living is an investment and can become a great resource for additional funds if one found a great opportunity. This can also be a great residence for an individual who is not interested in maintaining a larger back yard. This is especially true if the yard where furnished with flowers and plants that needed plenty of attention.

About the Author: Looking for luxury

condos Vancouver

? Look no further, the leading condo builder offers luxurious

downtown Vancouver condos

that provide comfort and permanence for all styles and preferences.

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