Internet Affiliate Programs For Business Financing

Internet Affiliate Programs for Business Financing

by

Allan Michael Taylor

Internet affiliate revenue programs for business finance are hard to find. This has proven to be unfortunate for affiliate marketers (as well as other potential referral sources) because the commercial product area involved has significant revenue potential. In general referral programs for commercial mortgages are probably under-utilized primarily due to lack of adequate availability.

[youtube]http://www.youtube.com/watch?v=ryG2CH97h5k[/youtube]

Product complexity is undoubtedly a key reason for the shortage of effective small business loan programs for internet affiliates. The complicated nature of working capital loans for many business borrowers cannot be overlooked. When a product is not a familiar one, it is natural for affiliate marketers or any other referral sources to be hesitant about referring potential customers. Relying upon a commercial loan provider that is an industry expert is an effective method of overcoming a shortage of advanced knowledge about commercial funding. Just as someone referring an individual to a medical professional is not expected to be a healthcare expert themselves, an affiliate providing a business loan referral to a commercial finance provider is also not expected by a commercial borrower to be a business financing expert. Of course, it should be a basic requirement for the commercial financing provider to be a business finance expert. The expert status will be comforting to both the affiliate marketer and the prospective borrower. For internet affiliate programs involving small business loans, geography is often a practical obstacle. It is exceedingly difficult to provide business financing across many national borders. A focus on high-volume locations for commercial loans and locating an established expert in each country of interest is one of several practical solutions to this problem for an internet marketer. Size of transactions and legal requirements are two more issues likely to be a concern for internet affiliate possibilities. It should be viewed as an opportunity rather than a problem that business loan needs can be so substantial. Obtaining a commercial loan is more complex than securing many other products typically handled through an affiliate program. For internet marketers, transactions that are often substantial in size create a rewarding compensation possibility. While legal issues deserve to be adequately evaluated, internet marketers will discover that in most locations referral sources are not required to have a license related to financing. Nevertheless, because it can be an issue in some specific locations, the issue should be discussed with any prospective business loan provider. A smooth affiliate marketing approach can be impeded by the fragmented nature of many business finance products. Some providers of commercial financing will be very specialized and handle only one main product such as a merchant financing program. If a prudent affiliate marketer diligently searches for a business lending source that routinely provides multiple small business financing services such as commercial real estate financing and working capital loans, this becomes an avoidable problem.

Stephen Bush provides

small business financing

expert help and

business debt refinancing

. Steve specializes in

funeral home financing

and commercial finance programs.

Article Source:

ArticleRich.com

Viktor Schreckengost dies at 101

Sunday, January 27, 2008

Viktor Schreckengost, the father of industrial design and creator of the Jazz Bowl, an iconic piece of Jazz Age art designed for Eleanor Roosevelt during his association with Cowan Pottery died yesterday. He was 101.

Schreckengost was born on June 26, 1906 in Sebring, Ohio, United States.

Schreckengost’s peers included the far more famous designers Raymond Loewy and Norman Bel Geddes.

In 2000, the Cleveland Museum of Art curated the first ever retrospective of Schreckengost’s work. Stunning in scope, the exhibition included sculpture, pottery, dinnerware, drawings, and paintings.

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Flooding in Slovenia leaves six dead

Thursday, September 20, 2007

Six people are confirmed dead after Tuesday’s heavy rains in Slovenia. Up to 300 mm of rain fell in just a few hours across the country, with swollen rivers, torrential streams and landslides sweeping away cars, houses, bridges, and whole sections of roads. In some areas, public services have not yet been restored, and healthcare and drinking water are being provided by mobile units. Some major roads are still closed. The damage includes the destruction of the resistance Hospital Franja, a museum site from the Second World war.

Worst hit was the valley town of Železniki, where three people died, 350 houses were flooded and over a hundred cars were swept away by the swollen river Sora. The dead included a woman who was swept away by the river in her car. The local health facilities and the elementary school are closed. Road communication to several surrounding villages was cut off by landslides. The flood also badly damaged local industry. The lower-lying town of Škofja Loka was also badly hit by the flood. A 31-year-old volunteer fire fighter was killed during the rescue effort in Cerklje.

Other badly affected areas include those along the rivers Sava, Savinja and Dravinja. All three rivers and many of their tributaries overflowed and flooded fields and towns. The low-lying parts of Celje, Laško and Nazarje were flooded by up to 2 meters of water. A 34-year-old man and a 24-year-old woman were killed in Podgorje near Braslov?e when their house was buried in a landslide. Two older people managed to leave the house unharmed.

Damage was widespread across the country and many roads were blocked by landslides. Velenje was cut off from the world for more than a day. The main road connecting the mountainous Bohinj valley to the central part of the country was closed, leaving only the mountain road to Tolmin.

Near the town of Cerkno, which was itself flooded, the museum site of Hospital Franja was nearly completely destroyed. The partisan resistance hospital from the Second World War, situated in a narrow mountain canyon above the town and named after the young doctor who worked at the site, treated hundreds of wounded resistance fighters and remained undiscovered by the Wehrmacht throughout the war. The hospital consisted of 12 wooden cabins and a miniature hydroelectric power plant. The power plant and all but one of the wooden cabins and were swept away by the swollen stream. Hundreds of exhibits, including medicine containers, locally produced medical equipment and an x-ray machine were lost or badly damaged.

The government of Slovenia directed €500,000 from the emergency fund to immediate rescue and repair operations, and has promised to help the affected municipalities and population with funds from the budget. The government has also pledged to rebuild the Hospital Franja museum site.

[edit]

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Mo Ibrahim: Some African countries too small to continue to exist independently

Sunday, November 15, 2009

Sudanese-born British mobile communications tycoon Mo Ibrahim told a news conference in Tanzania today that some African countries are too small to keep functioning independently, and need to integrate in order to survive.

Ibrahim, speaking at the beginning of a two-day-long event encouraging good governance on the continent, commented that “some of our countries, and I’m really sorry to say this, are just not viable….We need scale and we need that now — not tomorrow, the next year or the year after.”

“Intra-African trade is 4–5 percent of our international trade. Why? This is unacceptable, unviable, and people need to stand up and say this,” he continued. “Who are we to think that we can have 53 tiny little countries and be ready to compete with China, India, Europe, the Americans? It is a fallacy.”

“We are poor, we are hungry, we are going without. Something is drastically wrong. I think we have the right to ask our leaders: are they really serious?” he said.

A reporter for the BBC suggested that the tycoon was talking about economic, not political, integration.

Ibrahim also surprised many African leaders when he did not give out his Ibrahim Prize in October, worth US$5 million. The prize is given to former sub-Saharan African leaders whose governance has been deemed good. Prize judges didn’t say why it wasn’t given out this year. Former presidents Joaquim Chissano of Mozambique and Festus Mogae of Botswana both have received the prize in the past.

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Picking The Right Coverage For Your Business Insurance In Boston

byAlma Abell

As a business owner your business is your livelihood. Business owners invest a lot of their hard-earned money into their establishments, and this is precisely why Business Insurance in Boston is needed. If you’re a business owner there are a number of coverage options for you to choose from. Visit Sawyerinsuranceboston.com & take a look at the coverage options that’ll likely be offered to you.

Liability insurance is one of the most common and widely used coverage options available. This coverage option covers you in the event you’re found liable for another person’s injuries. For instance, if you own a bar, and a lighting fixture accidentally falls and injures someone, you’re responsible for the injuries they’ve sustained. Your liability insurance will cover their medical bills, and any other finances related to their injuries.

Business owners insurance has all of the coverage provided by basic liability insurance and then some. The extra benefits of this insurance helps to protect you in case your own property is damaged in some way. Business owners insurance will work to repair the damages to your establishment, in addition to supplementing your income in case you need to close down. Your insurance will also cover any kind of theft or break-ins your establishment may experience. Talk with the Sawyer Insurance Agency, Inc. Boston to see what other benefits you’ll receive.

Many businesses operate with a variety of vehicles on the road. Every time these vehicles drive on the road they’re at risk of getting into an accident. If you’re an owner with vehicles, you can find special Business Insurance in Boston to cover your cars and trucks. Commercial vehicle insurance will protect your commercial vehicles, and will provide coverage for accidents they’ve caused or been in.

If you have a large number of workers at your establishment, it’s best that you have workers compensation. Workers compensation protects both employers and employees. Employees are protected if they ever receive a work-related injury, and employers are protected from being financially responsible for these incidents. Therefore, it’s safe to say that workers compensation insurance is a great investment.

Consider all of these options before you sign on the dotted line. Just like homeowners, business owners need insurance in order to protect their investment and livelihood.

California Supreme Court defers ruling on same-sex marriage ban

Thursday, March 5, 2009

After hours of hearing arguments in the case questioning the legality of the ban on same-sex marriages in California, in the United States, the state’s Supreme Court deferred ruling on the ban, known as Proposition 8. The court could issue a ruling in the next 90 days.

Opponents of the ban were fighting to have the law overturned— saying it was unconstitutional for the state to have banned same-sex marriages. Californians voted in November 2008 to ban same-sex marriages, leaving the nearly 20,000 married same-sex couples wondering if their marriages, which were legal at the time they were married, would be voided.

“Prop 8 opponents would have the court choose between the inalienable right to marry and the right of the people to change the constitution as they see fit, and what I’m picking up from the oral argument in this case is this court should willy-nilly disregard the will of the people,” Justice Joyce Kennard said while addressing Shannon Minter, the lawyer representing the opponents of the ban.

One of the petitioners in the case against Proposition 8, Robin Tyler, told Reuters that she thinks “they [the court] are going to uphold our marriages and they are going to uphold Proposition 8, and it’s a loss.”

In June 2008, the state supreme court ruled that the ban was unconstitutional. Between that time, and November 2008, 18,000 same-sex couples were legally married in California. Currently in the United States, same-sex marriages are only legal in Connecticut and Massachusetts.

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Buffalo, N.Y. restaurant to end nearly 30-year tradition

Monday, August 21, 2006

Buffalo, New York —

After nearly thirty years, Pano’s Restaurant at 1081 Elmwood Avenue in Buffalo, New York will end a tradition of being open 24 hours a day, seven days a week by ending its overnight food service.

The tradition for Buffalonians, who are able to enjoy drinks at the bars and clubs until 4:00 a.m. will end sometime at the end of August or September, according to overnight manager Wendi Dittmar and restaurant accountant Roseanne Jones.

“We will be starting the closure of the overnight shift sometime in the next 2 weeks to a month,” said Dittmar in an exclusive interview with Wikinews.

Jones told Wikinews that owner Pano Georgiadis is “just fed up” with the “destruction, the walk-outs of bills and fights that the ‘drunk’ people cause” in his restaurant.

Pano’s opened in 1977 on the day of the blizzard of ’77’ and has “remained open for 24 hours since then”, only closing for an hour at a time on the weekends to clean up and prepare the restaurant for breakfast, said Georgiadis.

Artvoice, which holds the “Best of Buffalo” competition every year where readers vote for their favorite Buffalo place, has listed Pano’s as the Best of Buffalo for best brunch, best Greek restaurant, best patio and best super-cheap breakfasts for 2006.

Dittmar also says that Georgiadis is expected to make several “public service announcements” within the next few weeks to “thank customers for their patronage.”

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Desmond Tutu calls for election of African pope

NB this story is also covered in the article Archbishop Desmond Tutu calls for African Pope.Monday, April 4, 2005Retired Anglican Arch-Bishop Desmond Tutu has called for the Catholic church to appoint an African as new pope. “We hope the cardinals when they meet will follow the first non-Italian pope by electing the first African pope,” said Tutu on SABC TV at a press conference in his Cape Town home.

Nigeria’s Cardinal Francis Arinze, currently number four in the church hierarchy, is seen as the best hope for a pope from the third world. If Arinze is elected he will become the first African pope since Gelasius I in 496 AD.

“There should be democracy in the Catholic Church. Europeans should allow an African to become the next pope,” said 21 year old Nigerian student, Ifeoma Ezinwa, at the Saint Monica Catholic Church in Igbogbo, Lagos. “The church is growing in Africa. If Arinze gets to that position, he would work for its faster growth,” she continued.

However Steve Uwagba, a Nigerian accountant, thought that “International politics in the church may not allow him to get the papal seat. The odds of international politics and conspiracy against Africa weigh heavily against him.”

Tutu also added that “We know that [the pope] was a champion for world peace. And more than any other pope [he] went around the world galvanizing the faithful who turned out in droves to meet him. We also want to pay tribute to him for his concern for the unity of humankind. He was the first Pope, I think, to gather together … leaders of other Christian denominations, calling them to prayer for the world,”

The archbishop of Cape Town Njongonkulu Ndungane – Tutu’s successor – offered his condolences to the world’s catholics. “Our sincerest condolences go out to Catholics worldwide on the death of their great leader. We thank God for his ministry and that he has now been relieved from pain,”

Father Stephen Chukwu of St Augustine’s church in Ikorodu on the outskirts of Lagos, Nigeria said to a congregation of three thousand, “The whole world is standing still. People are held spellbound because the mighty has fallen. The whole church mourns because a leader and a revolutionary has gone,” he told the crowd, many of whom wept and sobbed.

“Who would ever believe that a pope could come from outside Rome? He was an ideal man and he led an ideal life. He held tenaciously to the teachings of the Apostles. He was against killing and abortion,” he declared. He was not a friend of the wealthy or the mighty. He was a friend of those in the gutters. He preached and fought for democracy.

After mass Mary Okoli, a 42 year old teacher said “My hope and prayer is that we get an African, especially a Nigerian, to replace him and continue his good work,””We are particularly grateful for the attention he paid to Africa and the developing world during his papacy. His concern for the poor marked him as a truly caring leader and we share the grief and loss of the Catholic Church at his passing. We also pray for the Catholic Church as it contemplates the election of the next Vicar of Christ,” he said in a statement.

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What Insurance Do I Need For My Irish Construction Company ?

What Insurance do I need for my Irish Construction Company ?

by

keystone.ie

One of the most common questions that contractors ask is

‘What Insurance do I need for my Construction Company?’ There are a number of aspects to Construction Insurance however the main areas are: Public Liability Insurance Employers Liability Insurance Accident Insurance Contractors All Risks Machinery & Plant Insurance Contract/Performance Bonds Why is Public & Employers Liability Insurance so Important for Irish Contractors? For the Construction Industry,Public Liability Insurance in today’s litigious society is more important than ever. As a construction contractor, it is essential that your business holds Public & Employers Liability Insurance as your business activities mean that you can be sued by the public or your employees for your negligence. Although the ‘claims culture’ in Ireland is not as rampant as in the USA or the UK, more and more people, instead of accepting that loss or damage can happen by accident, are encouraged to believe that it must have been through someone’s negligence – with the result that they sue hence the need for Public & Employers Liability Insurance. In particular, the arrival & growth of ‘no-win no-fee’ agreements and legal expenses cover has meant that access to the courts has never been easier. This ease of access, together with the perception that judges will award compensation in virtually every case has resulted in the growth of Public Liability & Employers Liability claims in the last decade. In 2006, 18 were Employers Liability claims. The Personal Injuries Assessment Board along with the Irish Insurance Federation’s anti fraud hotline ‘Insurance Confidential’ have met with significant success since their establishment in 2003 however Insurance Fraud is still a major problem in Ireland and recent figures suggest that as much as 100M per annum is paid to fraudulent/suspect claims. In recent times Public Liability Insurance costs have reduced to levels not previously seen since the last millennium and the premiums currently available to contractors mean that Public Liability Insurance is now more affordable than ever. Should I have Personal Accident Insurance? Personal Accident Insurance is also highly recommended for a sole traders, business partners and company directors as a combined liability policy does not cover any injury caused to a sole trader/business partner while it is extremely difficult for a company director to sue his/her own company. We can tailor a policy to your exact needs and our policies include a tax free monthly benefit, a lump sum [capital benefit] and hospital cash. Consider the following examples where Personal Accident Insurance will provide cover: You’re a self employed carpenter with no employees. You cut your hand and are unable to work for eight months. As you have Personal Accident cover you receive a tax free benefit of 1,500 after one month and continue to receive this amount until you return to work. Although Personal Accident/Income Protection insurance is no substitute for full time earnings it will provide you with an income if you are unable to earn and it will reduce your financial worries at a time when your recovery should be your number one priority. Do I need Contractors All Risks Insurance? Contractors All Risks Insurance (also known as Contract Works Insurance) is an insurance policy specially designed for builders/developers and can also be made available to certain occupations such as Plant Hire Contractors. Contractors All Risks Insurance can include cover for contract works, own plant, hired-in plant and employee’s tools. The main part of the contractors all risks insurance is the contract works section which provides cover for the property being worked on (e.g. new house, etc.). However, cover for the existing property is excluded (e.g. the existing structure when building an extension) and must continue to be insured under its own insurance cover. Consider the following examples where Contractors All Risks Insurance will provide cover: You are a building contractor and are building a house for resale. So far you have spent 200,000 on materials and labour. The property catches fire and is destroyed before it has been completed. You are groundwork’s contractor and are presently digging foundations for a new housing development. Naturally you leave your excavator on site until the contract is completed however one night your excavator is stolen. How do I insure my Machinery? Normally a contractor insures his machinery & plant for ‘Accidental Damage Fire & Theft’ which is also known as ‘Engineering Insurance’ although it is also common for a contractor to insure machinery & plant under Contractors All Risks Insurance. Under an ‘Engineering’ policy the machinery is covered for fire, theft & accidental damage while an inspection can also be provided [Some items require an Inspection every 14 Months]. For further information please visit Keystone Ireland’s premier supplier of Construction Insurance & Pension Planning to the Irish Construction Industry. Public Liability InsuranceEmployers Liability InsuranceConstruction Insurance

Article Source:

ArticleRich.com

[youtube]http://www.youtube.com/watch?v=f3eswi3V5Ng[/youtube]

Cadillac unveils Obama’s ‘Beast’, the 2009 Presidential State Car

Saturday, January 17, 2009

The US Secret Service has released the first photos Wednesday of the new presidential limousine that will transport Barack Obama down Pennsylvania Avenue next Tuesday as part of the 56th Presidential inaugural parade after he is sworn in at the Capitol. The First Limo – the 2009 Cadillac Presidential Limousine – will replace President Bush’s Cadillac DTS Presidential Limousine that rolled out in 2004.

Nicknamed “The Beast”, the hulking machine is a new model year 2009, modified limousine. According to General Motors, the new “2009 Cadillac Presidential Limousine” is the first not to carry a specific model name. The Obama Mobile was introduced on January 14 with noticeably different styling borrowed from the Cadillac Escalade and STS, while the suspension is most likely related to the Chevrolet Kodiak medium-duty truck.

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Mr. David Caldwell of General Motors has revealed that the sleek black car would include a hand-crafted interior and “state of the art electronics.” The car’s high-tech security features include five-inch-thick (12.7-centimeter-thick) bombproof glass, tough-as-nails tires, and a sealed interior that’s invulnerable to chemical attack. The armoured limousine has been heavily modified to withstand potential attacks by weapons or bombs. The San Francisco Chronicle puts it in a proper perspective noting, “a half-inch of transparent armor is enough to stop a .44 Magnum round at point-blank range; at a thickness of 1 1/4 to 1 1/2 inches, the same material can withstand higher-velocity bullets fired from military assault rifles.”

According to spy photographer, Brenda Priddy, and General Motors, the limousine, which has the intricate, dual-textured grille, is also equipped with standard Goodyear Regional RHS truck tires in a 285/70R19.5 size, on 19.5-inch wheels. The rims have a run-flat device (manufactured by Hutchinson Industries). Xenon headlights from the Escalade are installed in the front, while the rear has some STS part. The doors are at least 20 centimeters (8 inches) thick. It carries the US flag on the front fenders and an embroidered Seal of the President of the United States is affixed to several panels in the back.

According to the US Secret Service, the vehicle would be a “valuable asset” in providing the President with the highest level of protection. “Although many of the vehicle’s security enhancements cannot be discussed, it is safe to say that this car’s security and coded communications systems make it the most technologically advanced protection vehicle in the world,” Nicholas Trotta, Assistant Director for the Office of Protective Operations said in a statement. The new limousine is the responsibility of White House Transportation Agency.

One of the specifications is that we don’t talk about the specifications.

The Presidential State Car is the official state car used by the President of the United States. It is informally known as “Cadillac One”. The current Presidential State Car is a 2005 hand-crafted, armored, and stretched DTS (DeVille Touring Sedan) built on a GM four-wheel drive platform. It was first used on the second inauguration parade of George W. Bush in 2005. But the version to be used by President Obama uses a GMC Topkick chassis, while maintaining the Cadillac exterior.

The President of the United States travels in one of two armoured Cadillac limousines based upon the normal sedan, the Cadillac DTS, with heavy customisation. Lincoln cars have also been used in the past, most notably by President John F Kennedy. The current limousines were custom-built by O’Gara, Hess and Eisenhart, founded in Fairfield, Ohio in 1942. It specializes in armouring limousines for presidents and heads of state.

President William McKinley was the first US president to ride in an automobile. However, it was President Theodore Roosevelt who rode on the first government-owned car, a white Stanley Steamer. Roosevelt’s successor, William Howard Taft, was the first president to use a presidential state car that was permanently stored in the White House garage.

Meanwhile, Obama’s 2005 Chrysler 300C Hemi was auctioned on eBay with a starting bid of $100,000 and a buy-it-now price of $1,000,000. It has less than 21,000 miles on it and is in like-new condition. He leased the car in 2004 and traded it for a Ford Escape Hybrid in 2007. The car was sold to Tim O’Boyle.

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